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Fourth grade / Mathematics

Partial-products multiplication

Split both numbers into place values, multiply every part by every part, and add the products. The area model shows why nothing can be left out.

Reviewed August 2026About 3 minutes to read

Partial-products multiplication splits each factor into its place values and multiplies every piece of one by every piece of the other. Each of those small multiplications is a partial product. Adding the partial products gives the answer.

The method is slower to write than the standard algorithm and much easier to explain. Every line on the page corresponds to a real rectangle of the answer, which is why it pairs naturally with the area model.

How the method works

  1. Write each factor in expanded form, for example 27 as 20 + 7.
  2. Multiply each part of the first factor by each part of the second.
  3. Write every partial product on its own line.
  4. Add the partial products.

A two-digit by two-digit problem always produces exactly four partial products. If there are three, one has been missed.

A worked example

27 times 43

27 = 20 + 7 43 = 40 + 3 20 x 40 = 800 20 x 3 = 60 7 x 40 = 280 7 x 3 = 21 -------- 800 + 60 + 280 + 21 = 1161

80060 28021 40 3 20 7 800 + 60 + 280 + 21 = 1161
The rectangle is 43 wide and 27 tall. Splitting both sides by place value cuts it into four smaller rectangles, and the four partial products are their areas.

A second example

36 times 24

30 x 20 = 600 30 x 4 = 120 6 x 20 = 120 6 x 4 = 24 -------- 600 + 120 + 120 + 24 = 864

Why it works

Multiplication distributes over addition. Splitting both factors and multiplying every pair is exactly what the distributive property allows:

27 x 43 = (20 + 7) x (40 + 3) = 20x40 + 20x3 + 7x40 + 7x3 = 800 + 60 + 280 + 21 = 1161

The area model turns that identity into a picture. The whole rectangle has to equal the sum of its parts, so no partial product can be dropped without the picture failing to add up.

Common mistakes

Missing a partial product

Most often the tens times ones pair. Count the lines: two digits by two digits gives four, three digits by two digits gives six.

Losing the zeros

Writing 2 x 4 = 8 instead of 20 x 40 = 800 shrinks the answer by a factor of a hundred. Multiply the place values, not the digits.

Check yourself

48 x 36

40 x 30 = 1200 40 x 6 = 240 8 x 30 = 240 8 x 6 = 48 1200 + 240 + 240 + 48 = 1728

125 x 14

100 x 10 = 1000 100 x 4 = 400 20 x 10 = 200 20 x 4 = 80 5 x 10 = 50 5 x 4 = 20 1000 + 400 + 200 + 80 + 50 + 20 = 1750

How many partial products does 342 x 56 produce?

Six. Three place values in the first factor times two in the second. Counting the expected number of lines before you start is the quickest way to catch a missing one.

See also

Sources

  1. Partial products, and the area model that goes with it, is a standard multiplication algorithm in Everyday Mathematics and in curricula built on the Common Core progressions. Examples and diagrams on this page are our own.